Tom Cruise and Katie Holmes have finalized their prenuptial agreement and it supposedly gives Katie $3 million a year up to $33 million for each year she's married to Cruise, as well as a home in Montecito, California.

However, an insider tells Life & Style it's all a ploy, saying: “If she walks now, Tom will fight her for custody of [daughter Suri], and Katie can’t outlast him in court. She knows she needs to marry him to get the money to fight him for custody, if it comes to that.”